The 8 best Android digital wallet apps in 2021


Digital wallet Very popular these days because they can be easily paid via smartphones with full protection. Using the wallet, you can not only send and pay or pay bills, but also enjoy the benefits of coupons, tickets and passes.

Much like contactless cards, digital wallets also have their limitations, and not all of them are the same.So in this article, I will help you choose The best digital wallet app for Android It is best suited to your needs, safe and provides excellent features and rewards.

So keep reading…

Is the Android version of the digital wallet safe?

Digital wallet for Android Use high security to encrypt and protect users’ personal and financial account information. It replaces your card number or bank account details in the form of a token, thereby making the information more secure.

Generally, when you use a physical card to swipe or swipe a card on a merchant’s payment card reader, hackers can easily retrieve the details of these cards using the following methods Oil skimmer Or other methods, but the wallet is not possible.

In fact, an additional authentication password, one-time password or PIN is required to complete the transaction process with the wallet, which makes the digital wallet more reliable and secure.

8 best Android wallet apps

Here are some Best digital wallet app Android version Provide security measures and similar functions. You can choose the right application for your Android based on your personal preferences or the credit card you have.

  1. Google Pay
  2. Samsung Pay
  3. Paypal phone
  4. Venmo
  5. cell
  6. Walmart
  7. Cash application
  8. Vodafone M-Pesa

1: Google Pay

  • The latest version of: 128.1.7 (arm64-v8a_release_flutter)
  • Claim: Android 5.0+
  • size: 24.44 MB
  • website:
  • score: 3.9

Google Pay It is one of the best Android digital wallet applications developed by Google.This is a fast and secure payment application that can work with supported banks BHIM UPI (Unified Payment Interface).

It can pass Paypal account. You can pay by installing the Google Pay application or directly from the website.


  • include Multi-layer advanced security
  • Pay for electricity, gas, water, fixed telephone, broadband, etc.
  • It supports QR code payment
  • Receiving and sending money From/to bank account
  • use Gold lockers Deposit the user’s gold safely. Therefore, you can sell, buy or give away gold and earn 24K gold.
  • Support major banks
  • payment Online store
  • Check bank account balance
  • Book flights, IRCTC train tickets, bus tickets, and order your favorite meals.


  • Protect user payment information from hackers and fraudulent activities
  • No need to reload the wallet.
  • No need for additional KYC


  • No international payments
  • Need an intermediary holding area to process the transaction between the sender and the receiver

download Google Pay For applications on Android, please visit the Google Play Store.

2: Samsung Pay

  • The latest version of: 4.0.87
  • Claim: Android 5.0+
  • size: 76.98 MB
  • website: Samsung Net
  • score: 4.6

Samsung Pay The wallet stores reward cards, debit cards, and credit cards. It also allows payment in stores. You can transfer the card details to other smartphone users.


  • Debit and credit card transactions
  • allow In stock with International payment
  • stand by Near Field Communication with MST Technology makes it the most acceptable mobile payment
  • allow Checkout visa
  • stand by Online tokenization
  • fingerprint, Iris scan, Password authentication Can be used for safety
  • Pay at the online store
  • get remuneration Pay with Samsung Pay


  • It uses an encrypted version of the actual card number


  • Only supports in-store payment.

The Google Play store does not provide the Samsung Pay app, so please get it from its official website

3: PayPal phone

  • The latest version of: 7.41.0
  • Claim: Android 5.0+
  • size: 29 MB
  • website: Alipay
  • score: 4.2

Paypal The Android Wallet app is a simple and safe way to deposit and withdraw money. It allows users to withdraw cryptocurrency and send it to a third-party wallet.


  • PayPal support QR code payment
  • Send and receive money
  • Services and goods can be paid in PayPal wallet
  • Sell ​​or buy Cryptocurrency
  • Instant payment notification
  • 24/7 continuous monitoring of transactions


  • Transfer funds easily
  • Encryption technology is guaranteed


download Paypal For applications on Android, please visit the Google Play Store.

4: Venmo

  • The latest version of: 8.22.0
  • Claim: Android 5.0+
  • size: 111 MB
  • website:
  • score: 4.3

Venmo The wallet application is used to pay small sums or send money to family or friends. You can use animated stickers or emojis to express yourself when sending or receiving payments.

Venmo will charge a fee for depositing money into a bank account or transferring money via credit card.


  • Split the basic bill, for example Groceries, utilities, rent
  • Use with friends Emojis, stickers and gifs
  • Share transaction Twitter or Facebook There is a special news
  • stand by QR code payment
  • allow Local shopping And pay Online store


  • Visit Facebook contacts
  • Support international payments
  • Easily send and receive cash


  • It does not include rich features
  • The privacy setting is the default setting, which will cause payment risks
  • Retailer acceptance is limited
  • Does not support in-store payment

Venmo Has been removed from Google Store So get it from its official website

5: Cell

  • The latest version of: 5.6.0
  • Claim: Android 5.0+
  • size: 35MB
  • website:
  • score: 4.2

Zelle is a US-based wallet application, formerly known as clearXchange. It cooperates with credit unions and leading banks across the United States to provide a safe, simple, and quick way to transfer funds.

If you have a bank account in the United States, only you can use the Zelle Wallet app on Android. It allows transfer amounts of USD 5,000 per day and USD 10,000 per month.


  • It is free, simple and fast to use.
  • There is no need to use the Zelle app alone to accept the money received.The user only needs Enable Zelle on the bank website or app.
  • Payment arrives Directly to the payee’s bank account. No middleman holding area Whether to handle transactions like Venmo
  • If the payee has not registered with Zelle, you can cancel the payment by choosing Stop payment option.


  • No charge, free to use
  • Transfer funds faster
  • No new account or app required
  • No middleman


  • No international payments
  • Payments in the store are not allowed.
  • No social network connection
  • Share information with marketers
  • No gift cash or credit cards are allowed for payment

The Zelle app is not available in the Google Play store, so please get it from its official website

6: Wal-Mart

  • The latest version of: 21.10
  • Requirements: Android 5.0 +
  • size: 103.16 MB
  • website:
  • score: 4.2

Walmart is an American multinational application that includes a Walmart Pay wallet for users to save money and purchase goods directly from the wallet.


  • Multi-layer protection Provide safe and reliable transactions
  • Online shopping to 5% cash with 2% cash Buy any item in the Walmart store
  • stand by Bar code with QR code payment
  • Save your Purchase item receipt In the Walmart app, you can use the app to return the product to the store clerk


  • It can be used for free on Android
  • Credit card information will not be transferred to the Walmart store


  • It works a bit slow
  • Sometimes there are problems when adding a bank account.

go download Walmart For applications on Android, please visit the Google Play Store.

7: Cash application

  • The latest version of: 3.39.3
  • Claim: Android 5.0+
  • size: 13.53 MB
  • website: Cash app
  • score: 4.2

CashApp is a wallet payment service in the United States and the United Kingdom, also known as Square Cash, developed by Square, Inc.

It allows to spend USD 25,000 per month, USD 10,000 per week, USD 7,000 per day, and per transaction.


  • Investment function allows Trading stocks Through the platform
  • Buy and sell bitcoin CashApp charges transaction service fees and additional fees for U.S. exchange market activities for this purpose
  • Charge 3% in order to Credit card transaction
  • Set up direct deposit usage Free ATM withdrawal Otherwise it will charge US$2 for ATM use with cash card


  • No transaction fees
  • Each user who registers with the referral code will receive a cash reward of $5


  • Does not accept FDIC insurance

download Cash application For applications on Android, please visit the Google Play Store.

8: Vodafone M-Pesa

The latest version of: 2.6.4

Claim: Android 6.0 +

size: 37 MB


score: 4.2

Vodafone M-Pesa Is a global digital wallet Vodafone Mobile Payment service.This is mainly used in Kenya and Africa, both are used Android and iOS users.

M-Pesa Allow users to easily Send and receive funds, pay bills, buy goods, and even get short-term loans.


  • Allows to deposit money in virtual accounts and make payments to businesses and merchants.
  • Completely secure, every transaction is triggered by a valid phone number and password set by the user
  • Allows the transfer of funds between the service and certain markets, such as Kenya
  • Allow QR code to pay at partner merchants
  • Use the QR code of the partner merchant to easily withdraw money from the ATM
  • Allows you to access the trading menu just by dialing *400#, or dial 55400 From the registered Vodafone mobile number.


  • Easy to use
  • No internet connection or GPRS is required to access the account.


  • Limited to certain countries

You can download Vodafone M-Pesa Application from Google Play Store.

How does Android’s digital wallet work?

Most digital wallets are pre-installed on Android phones.You just need to add Card number, cardholder name, CVV number and expiry date. Then you must verify your debit/credit card details using the identity verification process.

Once your card details are loaded into the Android wallet, you will not be able to see your card number or any sensitive information.

FAQ: Learn more about digital wallets

1-Is it safe to use a digital wallet?

Yes, they are completely safe. Digital wallet Use security encryption technology, passwords and verification to ensure the security of financial information. They are one of the safest and safest payment methods.

2-What are the different types of e-wallets on the market?

There are 3 different types of electronic wallets around the world:

  • electronic wallet
  • Digital wallet
  • Mobile Wallet

3-Digital wallet and mobile wallet: what is the difference?

Digital wallet It is a broad software term that allows you to store credit card, debit card, and membership card numbers in the cloud and access them from devices such as tablets, mobile phones, or laptops. Mobile Wallet It is a digital wallet that can be accessed through an application on a mobile phone.

in conclusion

There are many Android Wallet App Designed for users to access transactions electronically.

Therefore, please read this article carefully in order to start from 8 best wallet apps For Android.

I hope this article is helpful to you.

thank you!

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